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If you're going to utilize a small-cap index like the Russell 2000, you could wish to pause and consider why a good index fund firm, like Vanguard, does not have any type of funds that follow it. The factor is since it's a lousy index.
I have not even addressed the straw man right here yet, and that is the truth that it is fairly uncommon that you really have to pay either tax obligations or substantial payments to rebalance anyway. Most smart investors rebalance as much as possible in their tax-protected accounts.
And of course, nobody should be purchasing crammed common funds, ever before. It's actually also poor that IULs do not function.
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